While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. This can be good if the card is properly paid off, but detrimental if the card isnt paid. The Amex Platinum card is a great way to build up your Membership Rewards balance. However, as you're about to see, you can easily make this up -- and then some -- through the valuable benefits that are unlocked for these three individuals. For example, your authorized users can help you hit a minimum spending requirement to earn a welcome offer, or you might want to build your child's credit history early on. However, it's at least possible to get a $695 annual. 2X miles on dining. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. Does anyone know how the fee works if you add it in the middle of the year? To quote from the American Express website, Additional Gold Card for Platinum Card Members get benefits like Global Entry or TSA Pre fee credits and access to The Hotel Collection. Thanks for your question. As you might expect, the moral of the story is to ideally add authorized users to the personal version of the Amex Platinum, rather than the business version (though I get thats complicated, depending on your needs). On the Amex Platinum Personal Card, you can add up to three authorized users for a total of $175 per year ( Rates & Fees) On the Amex Business Platinum Card, each authorized user will cost you $300 per year ( Rates & Fees) That policy is a very purposeful decision on the company's part. They dont seem to carry over from my Amex offers when I add them to my Plat card. The AMEX Platinum Reserve normally carries an income requirement of $150,000 per year and an annual fee of $535. . All of the great perks that come with the American Express Platinum Card are included, as well as a free authorized user. You can add up to 99 authorized users to 1 Amex Platinum card account. Priority Pass Select Lounge Membership: Yes. Still, having an authorized-user Platinum Card is much easier and/or less expensive than any of those options. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. Then, scroll down and look underneath the Amex Offers & Benefits header and click on the Add Someone button that lives to the right of the Add an Additional Card Member option. With the Amex Platinum, that's a savings of $175 a year for up to three authorized users (see rates and fees)." Additional Platinum cardholders receive complimentary Hertz Gold Plus Rewards President's Circle, Avis Preferred Plus and National Emerald Club Executive Elite status. For more information on our advertisers, see here. 2023 Upgraded Points, LLC. There are lots of incredible perks to the Amex Platinum Card, and Id argue that one of the best ways to maximize value with the card is to add authorized users. For rates and fees of The Business Platinum Card from American Express, clickhere. The Amex Platinum card has some of the best perks that any travel card offers. At the same time, you can add additional Gold Card cardholders for free to your Platinum Card. Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. Is adding Amex Platinum authorized users worth it? How Much Is an Amex Centurion Card? Once you (as the primary cardholder) select an airline of choice, purchases by you and your authorized users will count toward the $200 annual credit. Terms apply to offers below. Again, make sure the authorized user is someone you can trust. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. I am still not sure how to add Amex offers to authorized users. Hi Robert. (The current public offer is 80,000 points.). For perks-rich cards, theres often value in adding authorized users, so that you can share your benefits with loved ones and close friends. Scroll down your account's home page until you find Useful links on the right. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. So if you add an authorized user, make sure to keep an eye on your credits before you make a purchase that youre expecting a credit to cover. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. However, these additional Gold Card cardholders don't have access to many of the benefits given to additional Platinum cardholders -- which is the price you pay if you're forgoing the $175 annual fee (see rates and fees). Click through the next page and select your Platinum Card if you have multiple Amex cards for which you could add authorized users. Authorized user cards will earn the same way the Amex Platinum cardholder does: 5x Membership Rewards points per dollar on airfare booked directly with airlines or with Amex Travel purchases, and 1x point on all other purchases. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. For a total of $175 per year you can add three authorized users to the personal version of the card, and theyll receive all the amazing lounge access perks of the primary cardmember, and more. Additional cardholders after the first 3 will cost you $175 each. When booking hotel rooms through American Express Fine Hotels & Resorts, Amex Platinum card authorized users are eligible for the following perks: Note that your authorized user must pay for the reservation with their authorized user card in order to receive these benefits. With your Delta SkyMiles Platinum Card you can earn miles for your next trip with every eligible dollar spent. See our Advertiser Disclosurefor more details. If you'd like to add a comment to this article and share your valuable feedback and opinions, please Is it annual from the date I add it? The Platinum Card from American Express has long been one of the most powerful travel credit cards on the market. Each of these has different costs and benefits, and neither has quite the same set of benefits as the primary cardholder. And there continues to be no annual fee to add a Gold Card to a personal Platinum account. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Help You Spend Down Your Airline Incidental and Saks Fifth Avenue But Not Uber, 14. With this in mind, make sure you only add authorized users that you trust. The Amex Platinum card does not offer a free baggage benefit. Amex Platinum card authorized users which come with more benefits like lounge access cost $175 per year for the first 3 authorized users. Find the right card for you. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. Related: Guide to lounge access with the Amex Platinum and Business Platinum. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. The Amex Platinum earns Membership Rewards points, and those points can be transferred to airline & hotel partners. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. But if you have good or . Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Hilton Honors Gold is included automatically on both the Hilton Honors American Express Surpass Card and The Hilton Honors American Express Business Card. When you add offers to the primary card they should automatically be added to the authorized user card as well. Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Additional reporting by Stella Shon, Katie Genter and Emily McNutt. The value of adding authorized users is very different, depending on whether youre looking at the personal or business version of the card: As you can see, the pricing difference between the personal and business card is massive if you add three authorized users to the personal version of the card youd pay under $60 per authorized user, which is less than a fifth of the fee youd pay on the business version of the card. With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. Authorized users get complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status on their respective Marriott and Hilton accounts. See more about our ethics policies here. Once approved, just add your Global Entry Known Traveler Number to your airfare reservation and you should get the TSA PreCheck stamp on your ticket. Related: Guide to hotel elite status with the Amex Platinum and Business Platinum. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Fine Hotels & Resorts experience credit - $100. From lounge access to elite status to reimbursed Global Entry and TSA PreCheck application fees, authorized users can reap the benefits of a main cardholder for a fraction of the cost. This makes the process cheaper, easier, and often faster. For rates and fees of the American Express Gold Card, click here. These are the best publicly available offers (terms apply) that we have found for each product or service. How to add an authorized user to any American Express card You can easily add authorized users online. Improve earnings, maximize rewards and track progress toward dream trips. In most cases, authorized users are spouses or children. If that's the case I will add a gold AU to my account. Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. Meanwhile, additional Platinum cardmembers and additional Gold Card members can access Amex Offers and the Auto Purchasing Program. However, they can only be transferred to a loyalty program account in the name of a cardmember. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? Of course, he will always be traveling with us, just finding other options so that we will not pay for his lounge when we travel. Do additional users get the same benefits as the primary user card? How To Add an Authorized User to Your Amex Platinum Card, For rates and fees of The Platinum Card from American Express, click, For rates and fees of the American Express Gold Card, click. Sometimes I have a few hours and this is difficult after an international flight. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. if I add a user 6 months after paying the main fee, is the AU fee prorated until the next renewal? Click on "Add Someone to Account" under the "Manage Additional Card Members" menu. An authorized user is an additional cardholder added to an individuals existing credit card account. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. . Its unfortunate that the price for an authorized user is increasing on the Amex Business Platinum card, but with the changes American Express has made to other consumer and business cards, this is something that was to be expected. An icon in the shape of a person's head and shoulders. The Platinum Card from American Express: Best premium credit card for authorized user benefitsCapital One Venture X: Best credit card with no fee for authorized usersChase Sapphire Reserve . Why? Note that your authorized users cannot access the up to $200 in Uber Cashas this credit is tied to your personal Uber account. Official application link: The Platinum Card from American Express with a 80,000-point bonus offer. Does the Amex Platinum card for authorized users offer Rental Car Insurance coverage? For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. All additional members added to a Platinum Card -- both additional Platinum Card cardholders and additional Gold Card cardholders -- are eligible. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. For more information on our advertisers, see here. You'll then be able to order Gold cards for authorized users for no additional fee (see rates and fees ). Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. No, amex will not waive the fee for a fourth AU. This post contains references to products from one or more of our advertisers. The authorized user is honestly one of the best features of the Amex Platinum. Adding authorized users to the American Express Platinum Card is costlier: You'll pay a total annual fee of $175 to add three additional Platinum Card authorized users. When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. The annual fee for the 4th or more Additional Cards is $175 for each Card. To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express Gold Card user or an Amex Platinum card user. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Unfortunately, authorized users must be 13 years of age or older. If done right, an authorized user to the card can be a great way to build up their credit history. The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered. Having a good credit score and history is extremely valuable. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. Authorized users on the Amex Business Platinum card and additional Amex Gold card users receive access to Global Entry or TSA PreCheck fee reimbursement, up to $100 every 5 years. While most of the cards benefits are pretty straightforward, were often asked how they work for authorized users or additional card members. Heres a walkthrough of all the benefits of adding an authorized user to your Amex Platinum card, starting with the limitations of adding Amex Gold card authorized users. No responsibility will be taken by the bank advertiser for these comments. Im sure someone who shops at the 100 or so participating retailers might appreciate the discounts, free 2-day shipping, and free returns. 2. Amex Platinum card authorized users get full access to the Amex Global Lounge Collection, including Centurion Lounges, and will receive their own Priority Pass lounge membership once enrolled. Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. To enroll, the authorized user will have to call the number on the back of their Amex Platinum card and enroll with a customer support representative. Check here before booking an award fare. Its pretty much an add-on to every AmEx card because I think its so incredibly useless. The word Business . 2. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). The Amex Platinum card has a very attractive welcome offer, but it requires a fair amount of spending to earn it. Click the "Account Services" tab. Youll earn 5x points on airfare booked directly with the airline, 5x points on prepaid hotels booked with American Express Travel, and 1x point everywhere else. After all, its all going on the same bill right? Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. Thats not to say you shouldnt add authorized users to your Amex Platinum card. Amex Platinum Card. And there is no limit to the number of authorized users you can have. Thanks. The premium cards also offer these benefits for authorized users, but with higher fees. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Thanks! Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. Its optional to add your authorized users Social Security number when applying for the card, but must be provided to American Express within 6 months of becoming an authorized user. Also, the gold authorized user card for the Amex Platinum is not the same as the standard Amex Gold card. All you would need to do to open your own card is apply for one. Is this true Ben? Many premium credit cards provide free memberships or passes to airport lounges. Your authorized users purchases will earn points the same way as any other Amex Platinum card. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. American Express Gold Card. Platinum Card and U.S. Business Platinum Card Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . ( rates and fees ). You can also add up to 99 Gold Card authorized users at no additional cost (more on that below). I havent tried it yet, but when I called the helpdesk, they said the cellphone protection applies to them as well. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. If you've decided to add an authorized user to your Amex Platinum card, simply log in to your account and head to the "Account Services" tab. Authorized Users There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). Authorized users don't have access to the primary cardholder's monthly Uber credits. It cannot be done online. We take your comments very seriously as they really help us to improve the site. On a business account, authorized users may be employees. Keeping track of family spending can be complicated. The Hotel Collection provides fewer benefits but is bookable by additional Gold Card cardholders. How to Add an American Express Platinum card Authorized User Online Log in to your American Express Platinum card account. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information. Au cards do not have separate credits. The annual fee for The Platinum Card is $695 per year ( See Rates & Fees ). . This bonus value is an estimated valuation. Authorized users can use the CLEAR benefit, but its capped at $189 total for all cardholders on the account. Youll also earn an additional welcome bonus as well if you meet the minimum spend requirement! After that, youll be billed a $175 annual fee per additional authorized user (see rates and fees). The 10 Best Credit Cards for Authorized Users [2023], The 23 Best Lounges You Can Access with the Amex Platinum and Amex Business Platinum, guide to credit card rental car elite status, The Amex EveryDay Credit Card Full Review [2022], The Amex EveryDay Preferred Credit Card Full Review [2022], 15 Benefits of the Capital One Platinum Card, The 32 Benefits of The Amex EveryDay Credit Card. Note: You can also add authorized users by calling the number on the back of your card. Or, since many lounges limit guests to two companions -- if guests are included at all -- it can be a good perk if you travel with a family larger than three. The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. This site does not include all credit card companies or all available credit card offers. Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". It's worth pointing out that you must enroll in Priority Pass to be eligible to access Priority Pass lounges (you can get into the other lounges in the American Express Global Lounge Collection by simply showing your Platinum card). Do the gold authorized users really get Global Entry credit? Platinum au cards have annual fee: for up to 3 platinum au cards, the total annual fee is $175. This can be both a good and a bad thing: its good because youre earning extra points, but bad because if your card falls into the wrong hands, you could be out some serious cash with no recourse. Can I add myself to be an authorized user on my Amex Platinum and have Platinum and Gold both for different spending categories? Click here to see a list of advertisers that we work with. What is the Amex Platinum $200 Hotel Credit? This site does not include all credit card companies or all available credit card offers that are on the market. This site does not include all credit card companies or all available credit card offers that are on the market. Featured Image Credit: Delta SkyClub Access (When Flying Delta): Yes. In addition, as an Amazon Associate we earn from qualifying purchases. Authorized users also get access to a free ShopRunner membership. Simply charge a second transaction to the authorized users card. Totally worth the $175 for us.
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